Wedding Insurance
Protect your special day from unexpected disasters. Wedding insurance covers cancellations, vendor no-shows, damaged attire, lost rings, and more—so you can focus on celebrating.
⚡ Instant online quotes from Secure Wedding Insurance
Why Wedding Insurance?
The average Alabama wedding costs $25,000-$35,000. Most couples pay deposits months in advance, and many vendors require non-refundable payments. If something goes wrong—severe weather, vendor bankruptcy, sudden illness, or venue closure—you could lose everything. Wedding insurance costs $150-$600 and can save you tens of thousands.
What Can Go Wrong
- • Venue closes or goes bankrupt
- • Photographer/caterer no-shows
- • Severe weather forces cancellation
- • Bride/groom sudden illness or injury
- • Military deployment
- • Vendor delivers wrong items
- • Wedding dress damaged
- • Rings lost or stolen
How Insurance Helps
- • Reimburses lost deposits
- • Covers rebooking costs
- • Pays for replacement vendors
- • Covers dress/tux damage
- • Replaces lost/stolen rings
- • Liability coverage for injuries
- • Covers gifts if stolen
- • Peace of mind
Coverage Options
Basic
- Cancellation/postponement
- Vendor no-show
- Severe weather
- Illness/injury
Standard
- Everything in Basic
- Attire damage/loss
- Lost/stolen rings
- Liability coverage
- Gift coverage
Premium
- Everything in Standard
- Higher coverage limits
- Destination wedding coverage
- Military deployment
Real Alabama Wedding Disasters (Prevented by Insurance)
Birmingham Couple - Venue Closure
Wedding venue went bankrupt 3 weeks before the wedding. Couple had paid $8,000 deposit. Insurance reimbursed the full deposit and covered $4,000 in additional costs to book a replacement venue on short notice.
Huntsville Wedding - Tornado Warning
Tornado warning issued on wedding day, forcing evacuation of outdoor venue. Wedding postponed 2 months. Insurance covered lost deposits for catering ($5,000), flowers ($1,500), and photography ($2,500), plus rebooking fees.
Mobile Couple - Photographer No-Show
Photographer never showed up (car accident). Couple scrambled to find last-minute replacement who charged premium rates. Insurance reimbursed original deposit ($2,000) and covered the difference in cost for emergency photographer ($3,500).
Protect Your Dream Wedding
For less than the cost of your flowers, you can protect your entire wedding investment. Get a quote today—it takes just minutes.
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