Todd Conn, CLCS
About Todd Conn, CLCS
Meet Todd Conn, CLCS (Commercial Lines Coverage Specialist) - founder of TCDS Insurance Agency and licensed insurance expert. Author of insurance guides
Todd Conn, CLCS — Founder & Principal Agent, TCDS Insurance Agency
Todd Conn, CLCS is the founder and principal agent of TCDS Insurance Agency, an independent agency headquartered in Pinson, Alabama serving families and businesses across Alabama, Georgia, and Tennessee. He holds the Commercial Lines Coverage Specialist (CLCS) designation and is the named producer on all three state licenses (AL #3000576866, GA #206742, TN #2445535).
Background & Expertise
Todd founded TCDS Insurance Agency in 2019 with the goal of providing transparent, education-first insurance advice to clients across the Southeast. The agency now represents over 50 carrier partners and was named 2023 Agency of the Year by the Alabama Insurance Alliance. With more than 160 five-star Google reviews, TCDS has built its reputation on honest carrier comparison, plain-English coverage explanations, and long-term client relationships rather than transactional sales.
Specializations
Todd's areas of professional focus include:
- Alabama-specific risks: hail, tornado, severe weather, deer collisions, hurricane exposure on the coast
- Commercial lines: contractor insurance, BOP/restaurant/retail/wholesale policies, lessor's risk
- Personal lines coverage gaps: actual cash value vs replacement cost roofs, water backup, ordinance or law coverage, umbrella stacking
- Multi-state placement across Alabama, Georgia, and Tennessee
- Claims advocacy and adjuster negotiation
Editorial Standards
Articles authored or reviewed by Todd Conn at TCDS Insurance Agency reflect direct underwriting and claims experience from over 160 client engagements. All pricing claims, coverage examples, and carrier comparisons are based on real quotes pulled in the past 12 months from our 50+ carrier panel. State law citations link to the originating department of insurance bulletin or statute. We disclose when articles use AI assistance for drafting (see our AI disclosure policy) and Todd personally reviews every published piece.
Contact
To work with Todd or the TCDS team, call (205) 847-5616 or request a quote online. The main office is located at 4316 Main St, Pinson, AL 35126.
Frequently Asked Questions
Who is Todd Conn at TCDS Insurance?
Todd Conn is the founder and principal agent of TCDS Insurance Agency in Alabama. With decades of experience in the insurance industry, he leads an award-winning team that serves families and businesses across Alabama, Georgia, and Tennessee.
What is Todd Conn's insurance expertise?
Todd Conn specializes in helping Alabama residents navigate complex insurance decisions. His expertise spans auto, home, business, and life insurance, with particular knowledge of Alabama-specific risks like tornado, hail, and flood coverage.
What does CLCS stand for?
CLCS stands for Commercial Lines Coverage Specialist. It is a professional designation that demonstrates expertise in commercial insurance products, coverages, and risk management. Todd Conn earned his CLCS designation to better serve Alabama businesses with their commercial insurance needs.
Why does Todd Conn recommend independent insurance agents?
Todd advocates for independent agents because they can shop 50+ carriers to find the best coverage and price, unlike captive agents who only sell one company's products. This approach typically saves clients 15-30% while providing better coverage options.
How can I contact Todd Conn at TCDS Insurance?
You can reach Todd Conn and the TCDS team by calling (205) 386-1700, visiting tcdsagency.com, or stopping by one of our Alabama office locations. We offer free, no-obligation insurance reviews and quotes.