Video Education Library

Insurance Education Videos

Watch honest, transparent explanations of insurance pricing, coverage comparisons, and claims processes. No sales pitches—just education to help you make informed decisions.

Note: Videos are currently being produced. Subscribe to our YouTube channel to be notified when new videos are published. In the meantime, all this information is available in our written articles.

Insurance Pricing Explained

Transparent breakdowns of what drives insurance costs

Why Your Home Insurance Costs What It Does
8:32
Coming Soon
Why Your Home Insurance Costs What It Does
Complete breakdown of home insurance pricing factors in Alabama, including roof age, tornado zones, and claims history.
2.4K views
8:32
Auto Insurance Cost Drivers in Alabama
6:15
Coming Soon
Auto Insurance Cost Drivers in Alabama
What actually impacts your auto insurance rates: driving record, credit score, vehicle type, and Alabama-specific factors.
1.8K views
6:15
Why We Won't Sell You Cheap Insurance
5:42
Coming Soon
Why We Won't Sell You Cheap Insurance
Honest explanation of why state minimum coverage is dangerous and what you actually need to be protected.
3.1K views
5:42

Coverage Comparisons

Side-by-side comparisons to help you make informed decisions

Independent Agent vs. Online Insurance: Which Is Better?
10:18
Coming Soon
Independent Agent vs. Online Insurance: Which Is Better?
Honest comparison showing when each option makes sense, with real pricing examples and service differences.
4.2K views
10:18
Bundling vs. Separate Policies: The Math
7:25
Coming Soon
Bundling vs. Separate Policies: The Math
Mathematical breakdown showing when bundling saves money and when splitting policies wins.
1.5K views
7:25

Claims & Coverage Explanations

What happens when you actually need your insurance

Why Insurance Claims Get Denied (And How to Avoid It)
12:45
Coming Soon
Why Insurance Claims Get Denied (And How to Avoid It)
Top 10 reasons claims get denied with real examples and how to protect yourself.
5.6K views
12:45
What Happens During a Tornado Claim
9:30
Coming Soon
What Happens During a Tornado Claim
Step-by-step walkthrough of filing a tornado damage claim in Alabama, including wind deductibles and replacement cost coverage.
2.9K views
9:30

Meet the Team

Get to know the people behind TCDS Insurance

Meet Todd Conn, CLCS: Why I Started TCDS Insurance
4:15
Coming Soon
Meet Todd Conn, CLCS: Why I Started TCDS Insurance
Todd shares his 20+ year insurance journey and why he believes in radical transparency and honest advice.
1.2K views
4:15
Our Philosophy: When We Tell Clients to Go Elsewhere
6:50
Coming Soon
Our Philosophy: When We Tell Clients to Go Elsewhere
Real stories of turning down business because it wasn't the right fit—and why that builds trust.
2.7K views
6:50

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