From last-minute cancellations to vendor no-shows, safeguard your big day with affordable, no-deductible coverage designed for Alabama couples.
You’ve dreamed of this moment, planned it to perfection—and now it’s time to protect it. Wedding insurance ensures that unexpected issues like extreme weather, vendor problems, or guest injuries don’t turn your special day into a financial burden. With TCDS Insurance Agency and the Wedding Protector Plan®, Alabama couples can get peace of mind with coverage that’s easy to buy and affordable.
Since 2019, TCDS Insurance Agency has partnered with the Wedding Protector Plan® to provide couples across Alabama with reliable event coverage. Underwritten by an A.M. Best A+ rated carrier, our policies are designed to be simple, fast, and stress-free—so you can focus on celebrating.
Our wedding insurance provides two major forms of protection:
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Liability coverage required by many venues
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Event cancellation coverage that protects your deposits and plans if something goes wrong
You can also add coverage for gifts, attire, photographs, and more.
Affordable Pricing
| Event Duration | Guest Count | Premium |
|---|---|---|
| 1-Day Wedding | Up to 1,000 guests | $294.56 |
| 1-Day Wedding | 1,001–2,000 guests | $310.00 |
| 2–3 Day Wedding | Up to 1,000 guests | $310.00 |
| 2–3 Day Wedding | 1,001–2,000 guests | $363.00 |
Add: $25 admin fee, $10 broker fee, and applicable card fees.
You can also enhance your policy with optional protection for:
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Guest medical payments
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Hired/non-owned vehicles
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Jewelry or attire damage
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Abuse or molestation liability
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Increased aggregate limits
Protect your wedding day with a few quick clicks.
No hassle. No stress. Just coverage you can count on.
Get a Quote & Buy Online Now
TCDS proudly serves couples across Alabama—including Birmingham, Cullman, Pelham, Huntsville, Tuscaloosa, Montgomery, and the Gulf Coast. We work directly with venues to issue required Certificates of Insurance (COIs) fast and accurately.
“Our venue required insurance, and TCDS made it easy and affordable. The peace of mind was priceless.”
— Bride, Birmingham, AL
FAQs
Wedding insurance is a specialized policy designed to protect your financial investment in your wedding. It covers issues like cancellations, vendor no-shows, venue damage, lost deposits, guest injuries, and more—so you can focus on celebrating, not stressing.
Unexpected things can and do happen:
Your venue may cancel last minute
A key vendor may fail to show
Severe weather might delay or postpone your big day
A guest may get injured and file a lawsuit
Wedding insurance helps protect your deposits, your plans, and your peace of mind.
Many venues across Alabama require proof of liability insurance, especially if alcohol is being served. We provide Certificates of Insurance (COIs) quickly to meet venue requirements.
The Wedding Protector Plan® offers:
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Liability coverage (including host liquor liability)
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Cancellation/postponement protection
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Lost or damaged gifts, attire, photos, or videos
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Medical payments
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Vendor no-shows
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Special jewelry and clothing coverage
You can also customize the plan with optional add-ons.
Premiums start at just $294.56 for 1-day events with up to 1,000 guests. A full 2–3 day event with up to 2,000 guests is only $363.00.
Plus a $25 admin fee, $10 broker fee, and applicable card processing fee.
Absolutely! You can get a quote and purchase coverage in just a few minutes online.
The earlier, the better. You can purchase coverage up to two years in advance of your wedding date, but it’s best to buy once you’ve started paying deposits to vendors or securing your venue.
All coverage is underwritten by an A.M. Best “A+” rated insurance company, providing you with trusted, reputable protection.