Parties & celebrations
Birthdays, anniversaries and other gatherings with friends and family.
Special event insurance · Online quotes with Event Helper
Bring people together. Plan for the unexpected.
Hosting a party, reunion, fundraiser or meeting? Explore event liability options through Event Helper, with TCDS here when you need help understanding your venue's requirements.
Planning a wedding? Use our wedding insurance page.
Made for gathering
Start with the event you are actually hosting.
These are examples to explore. Event Helper determines eligibility from your application; activities and event classifications matter.
Reunions
A chance to reconnect with classmates, relatives or your community.
Fundraisers
Benefit events where the activities, attendance and alcohol arrangements matter.
Meetings & gatherings
Organized meetings and community events at a rented or reserved venue.
Have your venue checklist ready.
A venue may request liability insurance and to be named as an additional insured. Get its requirements in writing and compare them with the actual policy and endorsements offered.
A certificate documents insurance; it does not expand coverage. Check names, dates, limits and any required endorsements before sending documents to your venue.
- Event type, activities, dates and any setup or cleanup days
- Venue address and expected attendance
- Required liability limits and any special contract wording
- Legal names and addresses for additional insured requests
- Alcohol service or sales and who is responsible for serving
- Vendors, entertainment and activities that need separate review
Know what you are choosing.
Event liability
Review protection for covered bodily injury and property damage claims arising from your event. Limits, exclusions, deductibles and activities covered depend on the offered policy.
Alcohol needs a closer look
Serving alcohol and selling it can require different coverage. Disclose your arrangements, including bartenders and vendors, and review the liquor liability terms offered for your event.
Cancellation is a separate question
Do not assume liability insurance reimburses deposits, postponement, bad weather or cancellation. Tell TCDS if you need these protections so we can discuss your options.
Your event. Your next step.
Save your request with TCDS, then continue to Event Helper's secure website to enter your event details and review a quote. You can choose local help instead.
Start Your Special Event Quote
Save your request with TCDS, then continue to Event Helper for your non-wedding event quote or choose local agent help.
Continue with Event Helper after sharing your contact details with TCDS. A local agent can help if you have questions. Your information is not added to the referral link. The provider controls eligibility, pricing, and policy confirmation; starting a quote does not activate coverage.
TCDS does not sell your information. Continuing does not obligate you to purchase coverage.
Event Helper controls quote availability, eligibility, pricing and purchase. Your contact details are not added to the referral link; you may need to enter them again there.
Local help for the details.
TCDS serves Alabama, Georgia and Tennessee. Unusual activities, multiple venues, vendor contracts or unclear insurance requirements deserve a conversation before you buy.
Request Event Insurance HelpWorking as a vendor? Explore business insurance with an agent.
Special event insurance questions
Start with your actual event classification, such as a party, reunion, fundraiser or meeting. Event Helper determines eligibility based on the activities, location, dates, attendance and other application answers. These examples are not a guarantee that every event qualifies.
This page is for people organizing an event. A caterer, bartender, entertainer, exhibitor or other vendor may need separate business or vendor coverage. Tell TCDS which role you have before relying on an organizer's policy to meet a vendor contract.
Have the venue's written requirements ready, including liability limits, additional insured wording, dates and the legal name and address of each entity to be listed. Compare them with the offered policy and endorsements. A certificate alone does not change policy coverage, and venue acceptance is not guaranteed.
Disclose how alcohol will be provided, who will serve it, whether it is sold and any vendor involvement. Host liquor and retail liquor liability are different. Review the options and exclusions shown for your event, or ask TCDS to help before purchasing.
Do not assume it does. Liability coverage is different from reimbursement for cancellation, postponement, lost deposits or weather disruption. This non-wedding quote path does not promise those protections. Ask TCDS if you need coverage beyond event liability.
A quote, saved request or payment screen does not activate insurance. Coverage depends on acceptance, purchase and the effective dates and terms confirmed in your issued policy or binder. Check the documents before telling a venue that you are insured.
Yes. Choose local agent help in the form or request an event quote from TCDS. We serve Alabama, Georgia and Tennessee and can help review venue requirements or events that need more attention. Availability and placement remain subject to underwriting.
Use TCDS's separate wedding insurance page for wedding-specific options. Keeping wedding and non-wedding requests separate helps you start with the appropriate application and coverage questions.
