Carrier Partners and Claims Contacts
Frequently Asked Questions
How do I know which company should receive my claim?
Use the insurance company and claim instructions printed on your declarations page or insurance card. Some policies are distributed through a broker, MGA, or program but insured by a different company. The policy documents control when their instructions differ from this directory.
Should I call TCDS before filing a claim?
You may call TCDS for guidance during business hours, especially if you are unsure whether damage may exceed your deductible. For emergencies, protect people and property first, contact emergency services when needed, and use the carrier's 24-hour claim channel.
Are all products available in Alabama, Georgia, and Tennessee?
No. Product availability depends on the state, applicant, property, underwriting rules, and the carrier or program. Product labels describe general categories and do not guarantee eligibility or availability.
Why does a carrier card mention another company or brand?
Some insurance groups operate multiple brands, and some programs use a separate underwriting or claim-paying company. Related-brand notes help policyholders recognize the names on their policy while keeping one clear directory record.
Are the phone numbers and claim links current?
TCDS checked the public contact sources used in this directory on September 4, 2026. Carriers can change phone trees, hours, portals, and administrators, so policyholders should confirm the information against their current policy documents.
Can TCDS help me compare coverage from these partners?
Yes. TCDS can review eligible options available for your state and risk. A carrier name on this page does not guarantee a quote, binding authority, or product availability for every applicant.