Get Your Free Professional Liability (E&O) Insurance Quote

Errors & omissions coverage for professionals and consultants. Claims-made — your retroactive date defines what's covered.

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Why Choose TCDS Insurance Agency?

Multiple Carrier Options

Options vary by product, state and underwriting eligibility

Local & Independent

Alabama-based agency serving AL, GA & TN families since day one

Award-Winning

Multi-Year Alabama Insurance Alliance Agency of the Year

Real People

Call us at (205) 847-5616

Helpful Resources

Learn more before you decide. These guides explain coverage options, costs, and what to look for.

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Coverage questions and answers

How long does a quote take?

Most online quotes are sent back to you within an hour during business hours (Mon-Fri 9 AM - 5 PM Central). Complex commercial or specialty coverage may take a business day while underwriters bind.

Does requesting a quote affect my credit score?

No. TCDS Insurance Agency performs a soft inquiry only — it does not appear on your credit report and does not affect your score.

Do I have to bind a policy after getting a quote?

No, there is zero obligation. You can compare our quote against your current policy and walk away at any time.

How do you protect my information?

Your information is never sold to third parties. We share it only with the licensed carriers we ask to quote on your behalf. See our privacy policy for details.