MPL Insurance for Professional Services in Alabama
Miscellaneous Professional Liability (MPL) protects Alabama service firms against claims of errors, omissions, and professional negligence. We explain who needs it, what it covers, and how to get the right limits.
What is MPL insurance and who needs it?
MPL (Miscellaneous Professional Liability) insurance covers claims of errors, omissions, and professional negligence. Any Alabama business that provides advice, recommendations, or professional services needs MPL — including accountants, real estate agents, consultants, insurance agents, and technology firms. It's separate from general liability and covers financial losses caused by your professional work.
Who Is This For?
Coverage Options
Tailored protection for your business. We shop 50+ carriers to find the best combination of coverage and price.
Errors & Omissions
Covers mistakes, oversights, and failures in your professional work.
$1,000–$5,000/yrProfessional Negligence
Covers claims that your work fell below professional standards.
IncludedLegal Defense
Pays for attorneys, court costs, and expert witnesses.
IncludedSettlements & Judgments
Pays court-ordered damages and negotiated settlements.
Up to policy limitsRegulatory Proceedings
Some policies cover costs of defending regulatory complaints.
Often includedPrior Acts Coverage
Covers claims from work performed before the policy start date.
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Am I a Fit? Quick Eligibility Check
Review these guidelines to see if your business qualifies for our preferred programs.
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Frequently Asked Questions
How much does MPL insurance cost in Alabama?
Is MPL the same as E&O insurance?
Does my BOP include professional liability?
What's the difference between MPL and general liability?
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Read Article →Ready to Protect Your Business?
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